UPI, or Unified Payments Interface, is a popular payment gateway in India that allows users to transfer money and make payments directly from their bank account. It also provides the option to check your bank balance, making it a convenient tool for managing your finances on the go. In this blog, we'll take you through the steps to check your bank balance using the UPI payment gateway in India.

Step 1: Open the UPI App To check your bank balance, you first need to open the UPI app on your mobile phone. There are several UPI apps available in India, including Google Pay, PhonePe, BHIM, and Paytm. Choose the app that you have installed on your phone and open it.

Step 2: Link Your Bank Account If you haven't already linked your bank account to the UPI app, you need to do that first. Most UPI apps allow you to link multiple bank accounts, so choose the account that you want to check the balance for. Follow the on-screen instructions to link your bank account to the UPI app.

Step 3: Check Your Bank Balance Once your bank account is linked to the UPI app, you can check your bank balance by following these steps:

  • Open the UPI app and log in using your UPI PIN.
  • Look for the option to check your bank balance. This may be listed under "My Account," "Bank Account," or "Balance."
  • Select the bank account that you want to check the balance for.
  • The app will display your bank balance on the screen.

Step 4: Other Options to Check Your Bank Balance If you don't have a UPI app or your bank account is not linked to the UPI app, you can still check your bank balance using other methods, such as:

  • Dial *99# on your mobile phone and follow the on-screen instructions to check your bank balance using USSD banking.
  • Log in to your bank's net banking portal or mobile banking app and check your account balance there.

In conclusion, checking your bank balance using the UPI payment gateway in India is a quick and easy process. By following the above steps, you can stay on top of your finances and manage your money effectively. Just make sure to keep your UPI PIN and other banking details safe and secure to prevent unauthorized access to your account.